Universal Life Insurance Coverage

A flexible premium policy that combines protection against
premature death with a savings account that typically earns a
money market rate of interest.

It's a combination of term life insurance protection with the
cash savings value of whole life insurance. Interest rates paid
on the cash value are typically higher than with whole life
insurance because they tend to follow the markets.

Premiums can be paid in a lump sum, annually, or anywhere
in between. Interest on the cash value is usually guaranteed,
but will vary according to the investment performance. Each
month deductions are made from the cash value fund to
support the costs of the insurance protection. As long as the
cash value is substantial enough to maintain the monthly costs,
the policy will remain in force. Typically the death benefit
reduces in proportion to the increase in cash value, thus
causing a level death benefit. **

Variable Universal Life

Combines the growth potential of stocks with a guaranteed
death benefit. It allows premiums to be paid, reduced, or
even skipped at any time, and the contract will not lapse as
long as sufficient cash value is available. The cash value fund
can be split between different investment mediums, such as
bond funds, stocks, and money markets. It's interest-sensitive
and allows for an adjustable death benefit. **

Click on the link above and fill out the form in order to
receive a universal life insurance coverage quote. We
forward your information to a licensed life insurance agent
in your area who will contact you in a timely manner,
usually within a few hours, with a quote(s) by the method
you request: email or phone.

Our services are 100% free to you and we provide your
personal information to only one insurance agent. We also
require that insurance agents do not share your personal
information to non-insurance related sources.

**This page consists of general information on universal life insurance coverage that you can fill out a quote form for on LifeInsuranceQuoter.net. It is
meant only to be a brief overview of what a coverage represents. You should always consult a licensed insurance agent for complete details regarding
any universal life insurance coverage you're interested in purchasing.